Debt Fin Consultants (Pty)Ltd
Managing Your Finances Better Together
Welcome to Debt Fin Consultants
Our goal is to always achieve a high level of consumer satisfaction with the service that we provide.
We are excited that you have decided to visit us. Please have a look through our website to discover what we’re all about and how we can assist and
HELP YOU !!
We are a registered company that offers specialized debt review services to over-indebted South African consumers
Our debt counselor has more than 10 years experience in the field and strive to protect our clients and provide the best service possible
We have a strong legal team on board and they are always willing to assist
We work hand in hand with the National Credit Regulator (NCR) and comply with the National Credit Act (NCA)
Our debt counselor gets monitored by the NCR yearly to ensure all is running smoothly
Our vision and heart is to assist over-indebted consumers in this already difficult and financially constraint world, and to see our clients stress free during the process and ultimately debt free once the application has been completed and all debts have been settled
Negotiate with your creditors so that you pay a more affordable monthly installment as well as reduced interest rates, over an extended period, which will increase your take home pay to provide for your family
Consolidate your debts so that you pay one affordable monthly installment to all your creditors under one application
Can prevent your creditors from taking legal action against you whiles under debt review, and from repossessing your assets being it your property, vehicle and or other assets
Deal with your creditors on your behalf so that you don't have to endure and worry about those stressful calls
Issue a clearance certificate at the end of the process declaring you no longer over-indebted and DEBT FREE
Offer FREE consultations and a no obligation assessment, so that you can decide if Debt Review is what you need before you apply
NO hidden costs !!
1. Is debt review a loan?
The debt review process is not a loan.
The debt review process entails that a consumer pays his creditors with his own funds through the debt review application, however, the monthly installments to the creditors are re-arranged/reduced, so that the consumer can pay an affordable amount to the creditors after taking in consideration the consumer’s income and living expenses.
2. Who may apply for debt-review?
Any Consumer who is over-indebted.
A consumer will be over-indebted if, after having provided for the monthly living expenses and maintenance requirements in respect of himself and that of his dependents, he is unable to afford his payment obligations unto his credit providers.
Mon - Thu: 8:30am - 4:30pm
Fri: 8:30am - 4:00pm