Debt-Fin Consultants
Helping YOU Become DEBT-FREE !!
We are able to assist you ONLINE to reducing the risks of COVID-19
Managing Your Finances Better Together
Welcome to Debt-Fin Consultants. We are here to assist over-indebted consumers becoming DEBT-FREE in the most efficient, effective, affordable and easy way. We are based in the Eastern Cape but assist consumers all over South Africa. For a FREE, NO-OBLIGATION ASSESSMENT contact us. Becoming DEBT-FREE before you know it, it is that easy !!
​
087 092 8314 / 064 414 5352
About Us
We are a registered company that offers specialized debt review services to over-indebted South African consumers
Our debt counselor has more than 10 years experience in the field and strive to protect our clients and provide the best service possible
We have a strong legal team on board and they are always willing to assist
We work hand in hand with the National Credit Regulator (NCR) and comply with the National Credit Act (NCA)
Our debt counselor gets monitored by the NCR yearly to ensure all is running smoothly
Our vision and heart is to assist over-indebted consumers in this already difficult and financially constraint world, and to see our clients stress free during the process and ultimately debt free once the application has been completed and all debts have been settled
We :​
Negotiate with your creditors so that you pay a more affordable monthly installment as well as reduced interest rates, over an extended period, which will increase your take home pay to provide for your family
Consolidate your debts so that you pay one affordable monthly installment to all your creditors under one application
Can prevent your creditors from taking legal action against you whiles under debt review, and from repossessing your assets being it your property, vehicle and or other assets
Deal with your creditors on your behalf so that you don't have to endure and worry about those stressful calls
Issue a clearance certificate at the end of the process declaring you no longer over-indebted and DEBT FREE
Offer FREE consultations and a no obligation assessment, so that you can decide if Debt Review is what you need before you apply
NO hidden costs !!
FAQ's
1. Is debt review a loan?
The debt review process is not a loan.
The debt review process entails that a consumer pays his creditors with his own funds through the debt review application, however, the monthly instalments to the creditors are re-arranged/reduced, so that the consumer can pay an affordable amount to the creditors after taking in consideration the consumer’s income and living expenses.
​
2. Who may apply for debt-review?
Any Consumer who is over-indebted.
A consumer will be over-indebted if, after having provided for the monthly living expenses and maintenance requirements in respect of himself and that of his dependents, he is unable to afford his payment obligations unto his credit providers.
3. Can I get out of Debt Review?
You most certainly can. Once all your debt under the application has been paid in full and your debt counsellor has all the paid up letters from the creditors, the debt counsellor will issue and complete a Form19 clearance certificate which is sent to the Creditors, Credit Bureaus and to yourself. it is then int he hands of the Credit Bureaus to remove the debt review status from your ITC records and you will regain your credit worthiness and be able to apply for credit again should you wish to do so.
CONTACT US TODAY
Debt-Fin Consultants (PTY)Ltd is committed to exceeding your needs. Questions, comments or special requests? We’d love to hear from you, so don’t hesitate to reach out today.
11A Shirley Street, Newton Park, Gqeberha, 6045
Email: admin@debtfin.co.za
Phone: 087 092 8314
Business Hours
Monday - Thursday: 8:00am - 4:30pm
Friday: 8:00am - 4:30pm
Last Friday of each month: 8:00am - 2pm
Public Holidays - Closed